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Compare TD Loans & Credit Lines. In terms of borrowing needs – there’s no one size that fits all.

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Compare TD Loans & Credit Lines. In terms of borrowing needs – there’s no one size that fits all.

Find out about the distinctions between financing and A credit line.

Get and keep credit that is good

Find down what’s associated with getting credit, simple tips to keep your credit rating healthy and much more.

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Transcript

Voice-Over

To assist you determine which lending that is financial could be suitable for you, maintain the after in your mind:

Are you experiencing a well-defined borrowing need with a certain objective – such as for instance purchasing a motor vehicle, consolidating financial obligation or any other expense that is major? Then that loan may be an improved choice. A lump is provided by it amount of cash in advance. You can easily choose a set or variable interest rate… and choose your re re re payment regularity which range from regular to biweekly, semi-monthly or month-to-month.

If, having said that, you may need the flexibleness to borrow for many different requirements, and never having to re-apply each and every time, then a credit line could be a much better option – due to the fact funds as much as your available borrowing limit is there, once you want! And also you pay only interest on which you utilize.

Talk with a TD representative to learn more about which solution might be suitable for your borrowing requirements!

On-Screen Graphics

Loan vs. Loan vs. lend Loan vs. credit line Loan vs. find cash on ground

Loan vs. Credit Line

Interest Fixed Adjustable

Weekly Bi-weekly Semi-monthly Month-to-month

Content in this movie is for informational purposes just and might differ predicated on specific circumstances.

Please talk to a TD banking expert regarding the needs that are particular.

В® The TD logo design as well as other trade-marks will be the home associated with Toronto-Dominion Bank.

Transcript

Topic suggestion from search bar pops up when text is typed.

Screen Text: Debunking credit score urban myths Debunking Big Foot Debunking goat yoga

Debunking credit score urban myths is clicked and name seems.

Screen Text: Debunking credit score fables

Speaker: Unlike an internet conspiracy theory, fico scores really installment loans in Michigan should not be frightening.

A meter progresses from a minimal credit rating to high credit rating. A vehicle seems.

Speaker: They indicate how good you handle your credit re payments.

Re Re Payment title that is due. A hand clicks onto it, changing the name to pay for Bill.

Screen Text: Payment Due Pay Bill Minimal re re payment Paid

Speaker: Having a credit that is good history- and that means you make at the least your minimal payment and constantly ensure it is on time – makes it possible to attain a greater credit history.

A calendar is shown having a check mark at the conclusion associated with thirty days.

Screen Text: minimal payment on time

A meter advances from the lowest credit rating to credit score that is high.

Speaker: as a result will help help you get approved for credit for bigger purchases – like your very first home – in the long term.

A contract seems and it is being finalized. A home is shown.

Screen Text: make approvals easier

An envelope seems.

Speaker: Making your repayments on time pertains to your entire individual bills, as well as your phone bill as well as other bills.

A bill is revealed within the envelope. A phone seems having a Pay Bill symbol. The symbol is clicked and modifications to Paid!

Screen Text: all of your individual bills spend Bill Paid

Speaker: additionally, make certain you just make an application for credit products which you will need and that you utilize them responsibly by remaining in your borrowing limit.

Screen Text: just submit an application for credit items you may need

a quantity of bank cards circle the screen and one stops and stays on screen. The credit is showed by a credit meter card going over the limitation after which back in the goal area.

Screen Text: remain inside your restriction

Speaker: Finally, remember not to ever submit an application for credit multiple times more than a period that is short this too can adversely impact your credit rating!

A meter advances from a high credit history to low credit history being a hand clicks an Apply symbol numerous times.

Screen Text: Apply Applying many times

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